Are you confident that you have enough in case of "rainy days" in your life? Scared now because all you do is spend, spend and spend? Not buying what we want and what we need is definitely not the answer. We should buy what we need, especially what our children needs. We should also buy what we want once in a while. But we have to be smart on how and what we spend our hard-earned money on.
Here are some ways on how we can buy what we want and need without spending a lot. Cut out grocery items from coupons. Buy clothes, books and other stuffs that are on sale. Look out for garage sales.
The money that we saved can then be used on "rainy days".